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Sometimes it is the little things in
life that really make the difference. That’s especially true then
when it comes to dealing with financial matters. Decisions about who
to trust, what to invest in, making gifts or the type of insurance
to buy all have long-term consequences—and often unintended results.
There are many times that a simple answer from a professional would
have made all the difference. And now you can get that answer free
of charge.
I’ve written over 160 articles since Guarding Your Wealth was
nationally-syndicated over two years ago. Based on the comments from
readers, these articles contain information they find very helpful,
allowing them to answer many of life’s financial questions. You can
freely explore this wealth of information yourself at
www.guardingyourwealth.com.
But sometimes it can be difficult to make the connection from a
general news article to your own specific situation. Sure, that
reader from Florida needed a Living Trust, but what about me? Those
articles about Equity Indexed Annuities are informative, but what do
I do about my elderly mother that just sunk all her money into one?
It’s obvious that retirement portfolios need to be well diversified,
but what do I do with my nest egg?
That’s where my ‘Ask Jeff’ can be of such a benefit. I can take my
advice to readers nationwide and personalize it specifically for
you. Many times you’ll hear back from me in a couple of hours. Other
times it may take a day or so—it all depends on how tied up I am at
the time.
How do I make money doing this? (My wife asks me that question all
the time!) 99% of the time I don’t. I make a living serving as a
personal, private money manager for a small group of clients
nationwide. I provide a service they can’t find anywhere else for a
fraction of what others charge.
Most of those who ask me questions will never need or use my
services. Occasionally someone will and, if they become a client, I
receive a fee for managing money on their behalf. But the only
payback for nearly all of the questions I answer is the knowledge
that I am able to provide unbiased, honest advice that can’t easily
be found elsewhere. It’s that I’m doing what’s right.
Turning to the traditional financial services industry for answers
to these kinds of questions isn’t easy. If you go to an insurance
agent, their answer will involve an insurance product. If the
advisor makes money selling stocks or bonds, don’t be surprised if
their answer involves investing in them. Remember, if all you have
is a hammer, everything begins looking like a nail! And you don’t
want to get nailed!
I’m not saying that most advisors are dishonest. They aren’t. They
are hard-working professionals with the best of intentions. But they
work in an industry that values sales of products over all else. And
consumers are typically kept in the dark about the tremendous
conflicts of interest coloring their advisor’s recommendations.
For instance, I’ve been researching a product pitched to seniors
that has an 80% market share. But if someone were given all the
information on this investment, no one would buy it! Of course those
selling it are going to give you only the information you need to
arrive at the conclusion they desire.
That’s the way it usually works in the financial services industry.
And that’s a shame. It does a great disservice to industry
professionals who should be highly regarded, and to those the
industry is supposed to serve.
Readers find my articles refreshing because they provide
straight-forward, tell-it-like-it-is advice. Since I don’t have a
financial incentive in the outcome there isn’t a reason for me to
mislead you.
Here’s how you can get your financial question answered for FREE. Go
to www.guardingyourwealth.com and click on ‘Ask Jeff’, then on
‘submit a question’.
You will be sent an email to verify your email address. It is very
frustrating for me to take the time to write a detailed answer to
someone’s question only to find out that the answer didn’t reach
them.
Remember, today’s financial decisions may have long-term unintended
consequences. So take me up on my offer – it won’t cost you a thing.
Nationally-syndicated financial columnist and Certified Financial
Planner® Jeffrey Voudrie provides personal, in-depth money
management services and advice to select private clients throughout
the USA. He’ll answer your financial question – FREE at
www.guardingyourwealth.com. |
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